A reliable depreciation schedule needs to do more than calculate an annual expense. This guide explains the key information to include, how cost and accumulated depreciation should reconcile, and how to prepare a clear audit-ready fixed asset schedule.

Learn how fixed asset depreciation is calculated using the straight-line method, including practical examples covering useful life, residual value, monthly depreciation, accumulated depreciation and asset disposals.

A financial model is more than its formulas. This article explores how a well-prepared Book of Assumptions, together with strong analyst judgement, helps users understand, challenge and maintain the assumptions behind a model

Startup projections help founders understand how long cash may last, when funding may be required, and what assumptions drive the financial path of the business.

A budget and a cash flow forecast serve different purposes. Learn how each works, where they differ, and how using both can give businesses a clearer view of profitability and future cash needs.

A cash flow forecast is only useful if its assumptions reflect how money actually moves through the business. Here are 10 common mistakes that can undermine your forecast.

Comparing investment projects requires more than looking at headline returns. This guide explains how to assess project costs, cash flows, NPV, IRR, payback and profitability side by side to support better capital allocation decisions.

NPV, IRR and Payback Period can produce different signals when comparing investment projects. Learn what each metric measures, its strengths and limitations, and why capital budgeting decisions are usually better supported by considering several measures together.

Capital budgeting helps businesses evaluate major investment decisions by comparing expected costs, cash flows and financial returns. This guide explains the capital budgeting process, key appraisal metrics and how to analyse competing investment opportunities.

Understand how a loan amortisation schedule works, how repayments are split between principal and interest, and how the balance reduces over time.

Discover how making an additional loan payment can reduce interest costs, lower future repayments or shorten the remaining loan term.

Learn how business loan repayments are calculated and how interest rates, loan terms, repayment frequency and setup fees affect the total cost of borrowing schedules, financing costs, prepayment savings, interest sensitivity and asset-financing metrics.

Projectify introduces Loan Calculator Pro, a free online tool for estimating loan repayments, amortisation schedules, financing costs, prepayment savings, interest sensitivity and asset-financing metrics.

A startup financial plan helps founders turn financial forecasts into a clearer business story by explaining assumptions, funding needs, runway, and projected financial performance.

Discover how SimpleDepreciation.com helps businesses and accountants manage fixed assets, automate straight-line depreciation, record disposals, generate journal entries and produce audit-ready reports without relying on complex spreadsheets.

At Projectify, our work has always centred around solving that problem. From advanced Excel-based models to bespoke financial modelling engagements, the focus has been consistent: bring structure, transparency, and usability to financial planning. The latest step in that evolution is StartupFinancialsPro a web-based financial modelling application designed to build investor-ready financial projections in minutes without the use of spreadsheets.

Cash flow is essential for any small business and even profitable businesses can face challenges without planning. A 12-month rolling forecast helps owners track revenue, expenses, and the impact of one-time purchases like machinery. With CashProjectionPro, forecasts are quick to create, easy to visualize, and provide actionable insights to keep the business financially healthy.

Projectify has been awarded the Premium Creator Vendor Award for 2025 by eFinancialModels.com!

Financial modelling is an essential tool for decision-making in business. However, creating accurate and reliable financial models is not without its difficulties. Many professionals encounter obstacles that can compromise the quality and usefulness of their models. This article explores common financial modelling challenges and offers practical solutions to overcome them, ensuring models serve their intended purpose effectively.

Building a robust financial model is a critical step for any new business aiming to secure funding, manage resources efficiently, and plan for sustainable growth. A well-constructed financial model provides a clear picture of the startup’s financial health and future prospects. It serves as a roadmap for decision-making and helps communicate the business’s potential to investors and stakeholders.